I spent years watching operators get quietly bled by processors they never chose. Compaysate exists because I got tired of it.
We evaluate 3+ acquiring banks and route your business to the best fit based on MCC, volume, and risk profile.
Eliminate processing costs. Cash vs card pricing — compliant in 49 states. We handle compliance setup.
Earn a share of processing residuals on every merchant you manage. Passive compounding income.
Most merchants approved and processing within 24–48 hours. Same-day for low-risk categories.
Send us 3 months of statements. We quantify exactly what you're overpaying — zero obligation.
Dispute management, chargeback alerts, and fraud tools built into every account.
Dual pricing that actually pencils.
High volume, thin margins — every basis point matters. We've placed hundreds of food operators.
HVAC, plumbing, electrical — mobile-first acceptance with same-day settlement.
Rent, deposits, maintenance fees — recurring and one-time collection with full ACH support.
Landscaping, pest control, cleaning — get paid the moment the job is done.
"COMPAYSATE found us an acquirer that cut our effective rate by nearly half a percent. On $80K/month, that's real money."
Start free. Scale as you grow.
We'll review your application and reach out within 1 business day.
Part of the Hero Ecosystem